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Friday, April 10, 2026

Follow up on printing of new forms: PPA, CO DOS

Memorandum:

To:    All Sbus

Thru:   Ms Tina  please make sure that people staff at sbus understand.   Increase
            the power of communication.   Please copy All if memos are just addressed
            to your sbus, esp Mam Armi

cc:     Madel

Date: April 10, 2026

SUBJECT   FOLLOW UP SOLUTION TO DELAYED ISSUANCE OF CO DOS TO CUSTOMERS


Objectives:

1.   To recover our connection and trust of customers;
2.   To help rebuild sales
3.    To conform with the law as PD 957 and EO 648 order that titles (CO DOS)

    1.   shall be issued immediately for spot cash payments
    2.   and not later than 6 mos after full payment of installment sales

    Penalty are:  
    1.  Fines of P20,000;
    2.  Imprisonment of at least 6 mos
    3.  Other sanctions that may apply to future projects (blacklisting etc)


      from 

SEC. 25. Issuance of Title. – The owner or developer shall deliver the title of the lot or unit to the buyer upon full payment of the lot or unit. No fees, except those required for the registration of the deed of sale in the Registry of Deeds, shall be collected for the issuance of such title. In the event a mortgage over the lot or unit is outstanding at the time of the issuance of the title to the buyer, the owner or developer shall redeem the mortgage or the corresponding portion thereof within six months from such issuance in order that the title over any fully paid lot or unit may be secured and delivered to the buyer in accordance herewith.


SEC. 39. Penalties. – Any person who shall violate any of the provisions of this Decree and/or any rule or regulation that may be issued pursuant to this Decree shall, upon conviction, be punished by a fine of nor more than twenty thousand (P20,000.00) pesos and/or imprisonment of not more than ten (10) years. Provided, that in the case of corporations, partnerships, cooperatives, or associations, the President, Manager or Administrator or the person who has charge of the administration of the business shall be criminally responsible for any violation of this Decree and/or the rules and regulations promulgated pursuant thereto.
       

    THESE ARE SERIOUS PENALTIES for lack of promptness in our action -  fines and imprisonment   MATAKOT TAYO.   

Reality:    (Background)

1.   We have backlogs reaching back 5 years or more;   we have faced challenges with
       irate buyers

2.  We planned  that in 2026 beginning January we will address this challenge thus we
     revised the forms and engaged printer to redesign the forms which now has
     security features in view of the  reported sbu printing illegally the forms for sale
     that did not accrue to the sbu  WE ALSO EDITED AND UPDATED THE FORMS TO
     INCLUDE LATEST CONCERN THAT CONCERNS PLOT MAINTENANCE AND 
     CONSTRUCTION 0 INTEREST PROMOS

     It is now April (4 months hence) and we are still following up.

3.   I talked to Mam Elvie and  she said the reason for lack of action on the PO and DP
      is the presencee of large number of forms at Songcuan but no one is looking for
      the forms

4.   The printer indicated that there will be price increses in view of the current price increases due to war in Iran

5.   We wonder if the instruction to LIST DOWN THE PROBLEMS IN CO DOS HAS BEEN DONE.  ???


What to do next:?  ACTION

1.   Follow up po and dp -  SOON PO SANA

2.  Isubmit copy this office THE LIST OF COMPLAINING CUSTOMERS AND OR
     OR CUSTOMERS WHO HAVE PAID AND STILL DO NOT HAVE CO DOS

3.  In the meantime let us issue CERTIFICATE OF FULL PAYMENT 
     TO THOSE WHO HAVE PAID IN FULL IN CASH OR IN INSTALLMENT


     using this format

     PRE NUMBERED AND WITH REGISTRY:

                             Sbu name and Logo                              No.


                           CERTIFICATE OF FULL PAYMENT

         This hereby certifies that

      __________________________________________________

    has paid in full (spot cash/) amortization on _______________________
    and such shall  be issued corresponding CO DOS upon receipt of forms
    from printer, and entitled to privileges of interment that pertains to lot ____
    ___________________


   __________________________                    _________________________
     AUTHORIZED SIGNATORY                                DATE

    Note:    THIS CERTIFICATION SHALL BE SURRENDERED UPON ISSUANCE OF
                 CO DOS.   

-X-X-X-X-X-X-X

May be signed by any or all authorized signatories; two signatures are required for GE upon presentation of proof of full payment (ledgers) and certifiedd initialled by CMO and SFC to done asap .

FOR COMPLIANCE AND WORKSHOP FOR UNDERSTANDING



Wednesday, March 25, 2026

Customers for Life by Carl Sewell - he started it all!

Read and grow rich. Learn and earn

You earn more from your repeat sales;   you can mine more sales from your customers if you keep him/her.  Hence the LTV (long term value of customers)   Get him /her to buy from you again and again.

Make the initial contact with the customer memorable and long lasting.  Impress, amaze him/her

Keep them for life     

Tuesday, March 24, 2026

Prof Jorge Entrep: 4 Important business principles from MIT Monk learned in 20 years

ProfJorgeEntrep has sent you a link to a blog:


 



4 Important business principles from MIT Monk learned in 20 years

Nation building via learning and being the best in business

This can help numerous would be, entrep wannabees:
Most of what is being written is learn to avoid so that we 

Principle1: Avoiding Ghost Towns Principle 2: The Passion Dilemma
Principle3: Understanding Business DNA
Principle 4: Building High Walls


Principle1: Avoiding Ghost Towns

This challenge is the result of the University system. We live a real life of divergence but the University is convergence. Questions are preformed and no one dare question the question. Sometimes we solve problems no one needs. And there companies financed by VCs, 48% of them dont return money. So many put up restaurants in ghost town..

This is exemplefied by a wall to where we bike frequesntly built in the middle of nowhere and surely this is a failure. This often happens.

Principle 2: The Passion Dilemma

Follow your passion and you dont to have to work the rest of your life. So says Steve Jobs to follow passion but that does not necessarily work. Follow your effort

For passion its mostly about art. And there are numerous artists painters and actors. And since there are many the value of the talent goes down.

Principle3: Understanding Business DNA

The business DNA:

1 The product they physical goods. The cash trap You need plenty of cash. Supply chain in
investment

2 The software use massive amount of cash for the development. Ai helps this. Build the MVP
before taking massive investment. Convince yourself that you have buyers.

3. The service use of time and talent New product types and can run without you

4. Marketplace (trading ) Hyperfocus on one niche

5 Media you are selling attention. You have to keep on running. Build direct connections vs
having yourself on a platform

6. Capital DNA - renting money: banks, hedge funds. Trap: one bad investment. can wipe you
out

7. Asset DNA investing requires massive amount of cash.

Be sure you and your busienss DNA match. If the business is the right vehicle for you


Principle 4: Building High Walls the walls, the moats you need to build so that the competition cant get into you. The franchise

1. Economies of scale barrier. If you have large purchase

2. Network - every new user add value to existing network. Like VISA - plenty of merchants and
user Even if I introduce of new card (but zero user and merchant)

3. Dominate a niche rather than entire ecosystem.



Blog: Prof Jorge Entrep
Post: 4 Important business principles from MIT Monk learned in 20 years
Link:
https://profjorgeentrep-jorge.blogspot.com/2026/03/4-important-business-principles-from.html

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